Effective Date: October 30th, 2025

This digital membership is operated by Ekaterina Nesterova, an independent provider of online educational content based in Portugal.

By purchasing a subscription, you agree to the following terms:

1. Nature of the Product. This is a digital membership providing access to a private Telegram channel with educational and informational content related to psychology, mindset, and personal growth.
2. No Therapy or Individual Consulting. The content does not constitute individual psychological counseling or medical advice and shall not replace therapy or mental health treatment.
3. No Guarantees. No specific results or achievements are guaranteed. The effectiveness of materials depends on your individual engagement and personal circumstances.
4. Subscriptions & Auto-Renewal. All plans auto-renew at the end of each billing period unless cancelled before renewal. You may cancel your subscription at any time before the next billing date.
5. Access to Telegram. Access to the channel is granted to one subscriber only. Sharing or reselling access may result in removal without refund.
6. Billing & Merchant of Record. Paddle is the Merchant of Record and handles payment processing, taxation, invoicing, and compliance.
7. User Conduct. All communication must remain respectful. Offensive or inappropriate behavior may result in immediate removal without refund.
8. Intellectual Property. All materials are for personal use only and may not be copied, shared, or redistributed without written permission.
9. Refund Policy. Due to immediate access to digital content, all sales are final. Please see the Refund Policy for details.
10. Contact. For support: nesterovaekaterinapsy@gmail.com